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About Luma

The Luma credit card is brought to you by Capital One (Europe) plc. Here are more of the many features that come with your Luma credit card:

  • Flexible

    • Luma card eligibility requirements may help you get a credit card—even if you’re new to credit, have CCJs or other issues with your credit rating
    • Hassle-free online and mobile account management means that you can access your account anywhere, anytime
    • Luma makes it easy to add additional cardholders – streamline your household’s finances and keep an eye on your overall expenditure but remember, you’re liable for all transactions on your account
  • Manageable

    • Credit limits up to £1,500
    • Exclusive, limited time only offers and Luma Rewards help you keep money in your pocket
    • No annual fee
  • Responsible

    • Automated fraud alerts and free identity theft support help you ensure that your account stays safe and that you have help when you need it most
    • Luma’s guides to using cards responsibly and tips on improving your credit rating help you understand how to build your credit