Understanding Credit Ratings
Credit ratings determine a lot of things—from credit cards acceptance to getting a mortgage and more. Luma helps you understand credit ratings and learn how to build your credit profile.
- Factors Impacting Your Credit Score
If you’re new to credit or have poor credit, take a moment to learn which factors influence your credit score.
- Understanding Your Credit Score
When you’re focussed on your credit score, there’s a lot of terminology out there. Luma helps explain the difference between credit scores, ratings, history, and more.
- Where to Check Your Credit Rating
Want to see your credit report? Here are some places where you can access your credit report and get other credit-related services.
- How to Improve Your Credit Rating
Even if you’ve got bad credit, you can rebuild your credit rating. Get started by learning how with these tips from Luma.