* Manage your Luma card sensibly, make payments on time and stay within your credit limit and you could improve your credit rating in time. However, failing to manage your card sensibly could harm your credit rating.
You could get a credit card even if you’re new to credit, have CCJs or other issues with your credit rating.
Access your account anywhere, anytime.
Streamline your household’s finances and keep an eye on your overall expenditure. Remember, you are liable for all transactions on your account.
Credit limits up to £1500.
No annual fee, no hidden charges.
Ensure that your account stays safe and that you have help when you need it most.
Improve your credit rating understand how to build your credit.
No matter where you are, no matter the time of day, it’s easy to keep track of your Luma account online. Managing your Luma credit card online is the easiest, most secure way to keep track of your finances. Once you register online as a Luma credit cardholder, you can: