Luma cardholders benefit from free protection against identity theft and fraud. Even if you’re not a Luma cardholder yet, you can always take advantage of Luma’s basic guides to credit. See how the Luma card’s features bring you peace of mind.
Active Fraud Protection
Luma’s trusted issuer, Capital One, continually monitors your Luma account for fraudulent activity. As long as you’re careful with your account details, if your Luma credit card’s ever used without your knowledge, you won’t be liable for any purchases made.
Automated Fraud Alerts
When you register for online account management with Luma, you can set up alerts that automatically warn you if we ever notice any suspicious activity on your account. Early warnings help you take action if someone ever uses your card without your permission. Find out other steps you can take to protect yourself from fraud.
Online Fraud Guarantee
Luma customers benefit from a 100% internet fraud guarantee if your card’s ever used without your authorisation online. To stay safe online, Luma also offers these online safety tips.
Identity Theft Protection
Learn how to protect yourself from identity theft with this guide from Luma. If your identity is ever stolen, Luma cardholders get free support.
Verified by Visa is a free security feature that ensures you have the same security no matter where you’re shopping— online or in a store. Just register and set up your password at Verified by VISA. After you’re registered, you’ll benefit from an additional level of protection when you shop online so that it’s harder for someone else to use your card.