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Luma – Credit Card FAQS

Home » Luma – Credit Card FAQS



Have questions about your Luma credit card? You’re in the right place. Just click on a topic below to see answers to your frequently asked questions.

  • Common Questions About Credit Cards & Credit
  • Applying for your Luma Card
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Luma is a registered trademark of MI Money Ltd. Registered Office: Eastcastle House, 27-28 Eastcastle Street, London W1W 8DH. Registered in England and Wales (registered no. 06967012). The Luma card is promoted by MI Money Ltd, part of the Media Ingenuity Group, and issued by Capital One (Europe) plc, Trent House, Station Street, Nottingham NG2 3FB. VAT Registration Number 690 6861 01.

Authorised and regulated by the Financial Conduct Authority. For 0844 telephone numbers, the typical charge from a BT landline is 5p per minute; a connection fee may be charged. Calls from other networks and mobiles may be higher. Call may be recorded/monitored for training purposes. Lines are open from 8am-5pm Monday to Friday.