The Luma credit card is brought to you by Media Ingenuity, one of the UK’s leading online financial services companies, and Capital One, one of the world’s leading credit card issuers. Our partnership means you can count on your Luma card. Here are more ways you can benefit from your Luma credit card:
Flexible
- Luma card eligibility requirements may help you get a credit card—even if you’re new to credit, have CCJs or other issues with your credit rating
- Hassle-free online and mobile account management means that you can access your account anywhere, anytime
- Luma makes it easy to add additional cardholders – streamline your household’s finances and keep an eye on your overall expenditure
Manageable
- Easy to manage credit limits– up to £1,500– help you avoid taking on too much debt
- Exclusive, limited time only offers and Luma Rewards help you keep money in your pocket
- No annual fee
Responsible
- Automated fraud alerts and free identity theft support help you ensure that your account stays safe and that you have help when you need it most
- Luma’s guides to using cards responsibly and tips on improving your credit rating help you understand how to build your credit