* Manage your Luma card sensibly, make payments on time and stay within your credit limit and you could improve your credit rating in time. However, failing to manage your card sensibly could harm your credit rating.
MI Money Ltd acts as a credit broker not the lender for Capital One on an exclusive basis in respect of the Luma Card and is paid by Capital One for these services.
You could get a credit card even if you’re new to credit, have CCJs or other issues with your credit rating.
Access your account anywhere, anytime.
Streamline your household’s finances and keep an eye on your overall expenditure. Remember, you are liable for all transactions on your account.
Credit limits up to £1500.
No annual fee, no hidden charges.
Ensure that your account stays safe and that you have help when you need it most.
Improve your credit rating understand how to build your credit.
No matter where you are, no matter the time of day, it’s easy to keep track of your Luma account online. Managing your Luma credit card online is the easiest, most secure way to keep track of your finances. Once you register online as a Luma credit cardholder, you can:
I was offered this card when no other company wanted to and the process was easy. customer service was very efficient and friendly. I am very impressed at this point. Keep it up!
Quick and easy application process with a fast response. Didn’t think I would get accepted but I did! Awaiting card any day now. Thank you.
It was hassle free and an opportunity to boost my credit rating*, which wasn’t very good, it also came at a time when access to credit was very useful for me.
† Service rating of 96% derived from 404 reviews. Accurate as of 14/10/2014.
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