The Credit Card That’s a Bit More Friendly Manageable credit limits – up to £1,500 Good for credit building and no annual fee Quick & easy application – get a response in 60 seconds 35.9% APR Representative (variable) APPLY NOW Mobile Ease Manage your account online or on your smartphone anytime anywhere Peace of Mind Free fraud protection gives you confidence Luma Rewards Thousands of discounts from the UK’s leading retailers and more Shed Some Light on… Luma Card Benefits With benefits including contactless technology and online and mobile account management, find out more about what the Luma card can do for you. Peace of Mind See how Luma’s security features, like fraud alerts and free fraud protection, help protect you and your account. Credit Card Know-How Because you’re building credit, it’s important to understand things like your credit rating and how to use your card responsibly. Learn more with Luma » Luma Spotlight TV Be one of the first to view our new TV ad for the Luma Card – the card that’s already accepted thousands of people around the UK. Press As featured in The Sun, The Independent, The Telegraph and MoneySavingExpert. Luma Goes Contactless Apply Now and your new Card will have Contactless Technology.